National Pension Scheme

National Pension System (NPS), the Pension scheme of government of India is open for Non Resident Indians as well.

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Product Features

  • National Pension System is an easily accessible, low cost, flexible and portable retirement scheme.
  • An NRI between 18 – 60 years of age is allowed to join NPS under Repatriable or Non-repatriable mode.
  • A unique Permanent Retirement Account Number (PRAN) is issued to each subscriber.
  • Contributions in the retirement account are managed by a registered Fund Manager, whom the subscriber can choose.
  • The fund can be allocated under various asset classes like equity, corporate bonds, government securities etc. also as per the choice of the subscriber.

Minimum Contribution

Tier I
Minimum Contribution at the time of account opening Rs. 500 /-
Minimum amount per contribution Rs. 500 /-
Minimum total contribution in the year Rs. 1000 /-
Minimum frequency of contributions 1 per year

Secure your future back home.

Join NPS through DBFS for a happy retired life.

4 Models of NPS

One can join NPS through 4 main models:

  • Government Sector model – only for employees of central government, state governments and central/state autonomous bodies.
  • Atal Pension Yojana – scheme with ensures specified amount as pension (max Rs.5,000/-), especially meant for people in unorganized sectors.
  • Corporate model – for group scheme under a corporate.
  • All Citizen Model – for general public including NRIs.

For information inquiries

Mumbai Branch
SakharBhavan, Ground Floor,
Plot No. 230, Block No III,
Back bay Reclamation,
Nariman Point,
Mumbai – 400021

Telephone: +91 22 6286 1161 / 1162

Kochi Branch
1st Floor, LuLu Mall,
34/1000 NH 47,
Edapally, Kochi – 682024
Kerala State

Telephone: +91 484 6192002 / 2009

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