These days between work, family, and friends, most of us do not have the time to make or monitor personal investment decisions on a regular basis. Mutual Funds have qualified professionals who do all this for you. This is the reason why, the world over, they have become the most popular means of investing.
What do you ask for the most when you invest? Capital growth, regular income or capital protection? You may find a perfect investment option with Mutual Funds distributed by Doha Bank for all three. Whether a learner or a regular at investing, you can benefit from the knowledge and expertise of a professional.
Systematic Investment Plan
By opting to invest every month, you invest in a disciplined manner. This results in a disciplined approach to savings. As this is a monthly exercise, you tend to plan your expenditure accordingly.
The SIP reduces the average purchase cost even in volatile stock markets with relative ease. When you invest a fixed amount every month, the number of Mutual Fund units you actually buy depends on their market price. Therefore, with the money you invest each month, you can buy fewer units when the market moves up and more units when the market moves down. This brings down and averages the price of purchase. Over time, your chances of making a profit are much higher when compared to a one-time investment.
Mutual Fund investments are managed by qualified and experienced professionals who have the expertise of investment techniques, backed by dedicated investment research teams.
Lower your risk of loss by having your investment spread across various industries and geographic regions. This investment concept is called diversification. It is an extremely rare possibility for all your investments to decline at the same time and in the same proportion.
Mutual Funds offer a variety of schemes that will suit your needs over a lifetime. When you enter a new stage in your life, all you need to do is rearrange your portfolio to suit your altered lifestyle.
You can start investing with as little as Rs 1,000*. You can invest that amount in our Systematic Investment Plan (SIP) on a regular basis.
*Subject to requirements of the Asset Management Company (AMC).
With open-end funds, you can redeem all or part of your investment any time you wish and receive the current value of your investment. In addition, the process is standardized, making it quick and efficient so that you can get your cash in hand as soon as possible.
The performance of a Mutual Fund is reviewed by various publications and rating agencies, making it easy for investors to compare one fund to another. As a unit holder, you are provided with regular updates, for example daily NAVs, as well as information on the fund’s holdings and the fund manager’s strategy.
All Mutual Funds are required to register with Securities Exchange Board of India (SEBI). They are obliged to follow strict regulations designed to protect investors. All operations are also regularly monitored by the SEBI.
Systematic Investment Plan
We offer you the flexibility of investing through Systematic Investment Plans (SIPs) of various AMC’s. SIPs are small and disciplined investments in mutual funds that can be executed through Doha Bank on a monthly or quarterly basis. Over a period of time, the cumulative investments, could compound into a large sum. SIPs help you with:
- Power of compounding.
- Repeated regular investments compound the benefits.
- Disciplined approach.
- Investments can be made at regular intervals (monthly or quarterly).
- Sentiment-driven purchases are avoided.
- Small amounts can be invested (monthly or quarterly).
- Facility of directly debiting your Doha Bank Account.
Mutual Funds minimize risk by creating a diversified portfolio while providing the necessary liquidity. Additionally, you benefit from the convenience of not having to bother with too much paperwork or repeat transactions.
Benefit from expert management of your money by qualified professionals. Enjoy the advantage of having the funds you invest in continuously monitored. They remain under non-stop performance and performance analysis by seasoned research teams. This regular and continuous process adds value to your investment—the reason why your investments fare better when managed by an investment professional.
The benefits of a Systematic Investment Plan
Volatility indicates sharp movement in market indices and is characterized by periods when prices move quickly and/or by large amount between gains or losses. It can be often viewed as negative i.e. it represents risk. Averaging is one of the ways to shield your money from volatility.
“Averaging” means investing a fixed amount of money at regular intervals, irrespective of market conditions. It enables you to buy less when prices are high and buy more when prices are low. It is therefore suggested to invest as regularly as possible, without being unduly influenced by news, popular opinions or events.
The Power of Compounding
Power of compounding works on the principle of building wealth through reinvesting rather than spending the profits. By doing that, you can capture the future returns on your reinvested profits as well as on your original investments. When you choose the power of compounding, you choose a way to accumulate wealth better.
The Power of Rupee Cost Averaging
In a volatile market, regular investment helps get you better cost per unit than lump sum buys. By investing fixed sums at regular intervals, you pick up more units when the prices are low and less units when the prices are high. This brings down the average cost of your units. Therefore there is no need to time the markets as you invest at predetermined intervals. Once you have chosen the fund, aim for a better average cost. That’s easier than trying to buy at the lowest price.
Invest in your choice of funds
Our open architecture platform gives you an access to over 300 funds from over 20 fund houses. You will always have the right fund for your investment goal.
Your wealth requirements are important for us. Our trained and experienced product specialists ensure that you make an informed investment decision.
Easy and Convenient
The transactions can be carried out at the branch or through your relationship manager with minimal paperwork.
Detailed reports and review
Get detailed reports of your investments and track their performance.
Doha – India Desk
Doha Bank, Direct Sales Unit,
Main Branch Building, 3rd Floor,
Grand Hamad Street,
PO Box 3818,
Telephone: +974 4015 4381 / 4382 / 4383
SakharBhavan, Ground Floor,
Plot No. 230, Block No III,
Back bay Reclamation,
Mumbai – 400021
Telephone: +91 22 6286 1161 / 1162
1st Floor, LuLu Mall,
34/1000 NH 47,
Edapally, Kochi – 682024
Telephone: +91 484 6192002 / 2009
AMC Brokerage Disclosure
AMC wise Key Information Memorandum (KIM) & Scheme Information Document (SID)
FAQ on Mutual Funds